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You are here: Why Invest in Superannuation Self Managed Funds Advantages of a SMSF

Advantages of a SMSF

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Control - The fund assets are controlled by the Trustees who are also the members. The Members (acting as the trustees) make all decisions.

Family Fund -
Up to four family members can join the fund.

Flexible Benefits in Retirement - A SMSF is the most flexible fund for taking benefits in retirement, whether the benefits are taken as lump sums, pensions or a combination of both.

Investment Choice - The Trustees have complete discretion when it comes to the choice of investment and generally have a wider selection than retail superannuation funds (e.g. direct property investment) or more limited (e.g. term deposits only)

Fees - The self-managed superannuation fund fee structure may provide substantial savings when compared with retail superannuation funds.

Flexibility - Trustees have the flexibility to make decisions with respect to changing market movements and options for retirement income streams.

Estate planning – the family and not some external trustee can make the decisions on the death of a member.